Convenience Services

Services to Help You

The Lakota Federal Credit Union offers several services to help our members manage their finances.

Special Member Services

  • Description of Service
  • Fee

Online Banking

24/7 Access
  • Access your account information 24 hours a day, 7 days a week with our online banking service. Just click to enter the online banking portal on our homepage
  • FREE

Direct Deposit

Banking in Less Time
  • Save time and manage your finances more efficiently. Have you pay check routed directly to your share account with our direct deposit service.
  • FREE

Pre-Paid Debit Card

Convenient Purchases
  • Access funds from your Regular Share Account for purchases anywhere VISA is accepted. Just come into our main branch or give us a call to load funds onto your card.
  • $1.50 monthly service fee and $0.50 load fee.

 

Schedule of Fees

We are dedicated to providing affordable services for our members. Following is a list of our service fees.

Fee

  • Money Order
  • Cashier’s Check
  • Check Cashing
  • Outgoing Wire Transfer
  • Incoming Wire Transfer
  • Title Handling
  • Early Account Closing
  • Stop Payment
  • Court Filing
  • Court Dismissal
  • Dormant Account
  • Business Withdrawal
  • ATM Card
  • ATM Replacement Card
  • Pre-Paid Debit Card
  • Pre-Paid Debit Card Load
  • Loan Application
  • Loan Extension
  • Blue Pay Debit Card
  • Blue Pay Debit Card
  • Utility Payments

Description

  • Applies to secured auto loans.
  • Applies if account is closed within 90 days of opening.
  • Applies if there is no activity on account for 18 months.
  • Initial card and set-up.
  • To replace lost or stolen card.
  • Monthly service fee for use of pre-paid debit card.
  • To load funds onto card.
  • One-time fee to process loan applications.
  • Applies to approved loan extension.
  • Debit card transactions from $1-$500.
  • Debit card transactions from $500-$1,000.
  • Accept LaCreek and Golden West payments.

Cost

  • $1.00
  • $3.00
  • $3.00
  • $10.00
  • $3.00
  • $5.00/title
  • $10.00
  • $10.00
  • $30.00
  • $10.00
  • $1.00/month
  • $1.00/$1,000.00
  • $3.95
  • $5.00
  • $1.50/month
  • $0.50
  • $25.00
  • $25.00
  • $5.00
  • $10.00
  • FREE