Convenience Services

Services to Help You

The Lakota Federal Credit Union offers several services to help our members manage their finances.

Mobile Banking App

Our mobile banking app will transform the way you do your banking. With it, you can deposit checks, check you account balances, view transactions, transfer funds, and make loan payments.
From the Badlands to the prairie and anywhere in between, you can do your banking anytime with our mobile app. Just download and follow the instructions below to get started.

Installing Our Mobile App

Watch Video:

Download Instructional Sheet:

Transferring Funds

Watch Video:

Download Instructional Sheet:

Depositing a Check

Watch Video:

Download Instructional Sheet:

Special Member Services

  • Description of Service
  • Fee

Online Banking

24/7 Access
  • Access your account information 24 hours a day, 7 days a week with our online banking service. Just click to enter the online banking portal on our homepage
  • FREE

Direct Deposit

Banking in Less Time
  • Save time and manage your finances more efficiently. Have you pay check routed directly to your share account with our direct deposit service.
  • FREE

Pre-Paid Debit Card

Convenient Purchases
  • Access funds from your Regular Share Account for purchases anywhere VISA is accepted. Just come into our main branch or give us a call to load funds onto your card.
  • $1.50 monthly service fee and $0.50 load fee.


Schedule of Fees

We are dedicated to providing affordable services for our members. Following is a list of our service fees.


  • Money Order
  • Cashier’s Check
  • Check Cashing
  • Outgoing Wire Transfer
  • Incoming Wire Transfer
  • Title Handling
  • Early Account Closing
  • Stop Payment
  • Court Filing
  • Court Dismissal
  • Dormant Account
  • Business Withdrawal
  • ATM Card
  • ATM Replacement Card
  • Pre-Paid Debit Card
  • Pre-Paid Debit Card Load
  • Loan Application
  • Loan Extension
  • Blue Pay Debit Card
  • Blue Pay Debit Card
  • Utility Payments
  • Non-Sufficient Funds Fee
  • Live Inquiry Fee


  • Applies to secured auto loans.
  • Applies if account is closed within 90 days of opening.
  • Applies if there is no activity on account for 18 months.
  • Initial card and set-up.
  • To replace lost or stolen card.
  • Monthly service fee for use of pre-paid debit card.
  • To load funds onto card.
  • One-time fee to process loan applications.
  • Applies to approved loan extension.
  • Debit card transactions from $1-$500.
  • Debit card transactions from $500-$1,000.
  • Accept LaCreek and Golden West payments.


  • $1.00
  • $2.00
  • $3.00
  • $10.00
  • $3.00
  • $10.00/title
  • $10.00
  • $10.00
  • $30.00
  • $10.00
  • $5.00/month
  • $1.00/$1,000.00
  • $3.95
  • $5.00
  • $1.50/month
  • $0.50
  • $25.00
  • $25.00
  • $5.00
  • $10.00
  • FREE
  • $20.00
  • $2.00