Rates

Our Rates

The Lakota Federal Credit Union pays interest on our savings products and also offers competitive rates on our loan products. Interest rates for loan products may vary depending on the applicant’s credit score, loan terms, or the applicant’s discretionary income level.

For a complete detailed list of our rates, download our brochures below.

Savings Rates Brochure Loan Rates Brochure

Current Rates

Product/Service

  • 3-6-9 Share Certificate
  • Share Certificate
  • Secured Loans: Auto Loans
  • Secured Loans: Other – Trailer, ATV and RV
  • Share Secured Loans
  • Unsecured Signature Loans
  • Unsecured Line of Credit
  • Unsecured Single Pay Loans

Rates

  • 3 months = .25%
    6 months = .30%
    9 months = .40%
  • 12 months = .65%
    24 months = .75%
    36 months = 1.11%
  • 5.50%-13.35%
  • 5.50%-13.35%
  • 3% plus current share or share certificate account
  • 9%-15%
  • 9%-15%
  • 9%-15%