HOMEOWNERSHIP

 

BUILDING ASSETS FOR FUTURE GENERATIONS

A home is typically the largest asset a person owns. What is unique about this asset is that it can be passed on from generation to generation. If you own a home today, you are strengthening the financial foundation of future generations.

Whether you are just beginning to think about homeownership or you are already an established homeowner, we offer a range of lending products to help you purchase, build, or improve your most valuable asset – your home.

 

Which Home Loan is Right for You?

  • Maximum Amount
  • Rates
  • Repayment Terms

Traditional Mortgage

Can be used to purchase a stick-built or modular home on a permanent foundation.
  • Up to $75,000
  • 6%-8% interest
  • Up to 15-year term

Mobile Home

Can be used to purchase a modular home that is not placed on permanent foundation.
  • Up to $50,000
  • 10%-12% interest
  • Up to 10-year term
  • Maximum Amount
  • Rates
  • Repayment Terms

Construction

Can be used to build a stick-built or modular home on a permanent foundation.
  • Up to $50,000
  • 6%-8% interest
  • Up to 1-year term

Home Improvement

Can be used for a variety of projects that increase the value of your existing home.
  • Up to $25,000
  • 6%-8% interest
  • Up to 7-year term

HOW IT WORKS

APPLY & QUALIFY

Fill out an application and work with our staff to find out how much home you can afford, determine the type of loan that is best for you, and make a plan to qualify.

BUILD KNOWLEDGE

Complete the required financial literacy and/or homebuyer education classes so you can be a successful homeowner.

USE LOAN PROCEEDS

Use up to the total amount you qualify for to purchase, build, or renovate your home.

Ready to become a member?